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Financial Literacy Facilitator Resources

These activity sheets and handouts can assist you in your work. They were developed with adult education principles in mind and offer a range of activities that may be adapted to the needs and interests of the people you serve.

Activity Sheets are available in a variety of languages.

For suggestions about how to improve these resources, please contact info@prospercanada.org

For technical support, please contact support@prospercanada.org

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Module 1: Exploring Your Relationship With Money

Participant Handbook - full package
Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Handout 1-6 How to set SMART goals
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Participant Handbook - full package
Handout 2-1 Government benefits
Activity Sheet 2-2 Reading David's pay stub quiz
Handout 2-3 Reading a pay stub
Handout 2-4 Filing your taxes
Activity Sheet 2-5 Maria and Fernandos story
Activity Sheet 2-6 Goal-setting
Handout 2-7 Resources
Handout 2-8 Glossary

Module 3: Budgeting

Participant Handbook - full package
Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Handout 3-7 Budgeting strategies
Handout 3-8 Budgeting tips
Handout 3-9 Financial record keeping
Activity Sheet 3-10 Goal-setting
Handout 3-11 Resources
Handout 3-12 Glossary

Module 4: Banking and Financial Services

Participant Handbook - full package
Handout 4-1 Banks and credit unions
Handout 4-2 Deposit insurance at credit unions in different provinces
Activity Sheet 4-3 Banks and banking services quiz
Handout 4-4 Banks accounts and services
Handout 4-5 Choosing a bank and choosing an account
Handout 4-6 Opening a bank account
Handout 4-7 What are my rights?
Handout 4-8 Alternative financial services
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting
Handout 4-11 Resources
Handout 4-12 Glossary

Module 5: Saving

Participant Handbook - full package
Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Handout 5-4 Compound interest
Activity Sheet 5-5 Christine and Aparna
Handout 5-6 Savings tools (basic)
Handout 5-7 Savings tools (detailed)
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting
Handout 5-10 Resources
Handout 5-11 Glossary

Module 6: Credit Basics

Participant Handbook - full package
Handout 6-1 Types of credit
Handout 6-2 Credit card features
Handout 6-3 The cost of credit
Handout 6-4 Managing credit
Activity Sheet 6-5 Goal-setting
Handout 6-6 Resources
Handout 6-7 Glossary

Module 7: Credit Reporting

Participant Handbook - full package
Handout 7-1 Credit bureaus
Handout 7-2 Credit reports
Handout 7-3 Sample Equifax credit report
Handout 7-4 Reading a credit report
Handout 7-5 Credit scores
Activity Sheet 7-6 Equifax credit report request form
Activity Sheet 7-7 TransUnion credit report request form
Handout 7-8 Correcting common errors on credit reports
Activity Sheet 7-9 Credit score scenarios
Handout 7-10 Ways to improve your credit score
Activity Sheet 7-11 Goal-setting
Handout 7-12 Resources
Handout 7-13 Glossary

Module 8: Debt

Participant Handbook - full package
Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Handout 8-4 Steps to debt repayment
Handout 8-5 Dealing with creditors
Handout 8-6 Collection rules
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting
Handout 8-9 Resources
Handout 8-10 Glossary

Module 9: Consumerism

Participant Handbook - full package
Activity Sheet 9-1Consumer quiz
Handout 9-2 Advertising techniques and sales tactics
Handout 9-3 Smart shopping tips
Activity Sheet 9-4 Find a better deal
Handout 9-5 Cell phone information
Activity Sheet 9-6 Cell phone checklist
Handout 9-7 Common frauds and scams
Handout 9-8 Dealing with consumer problems
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting
Handout 9-12 Resources
Handout 9-13 Glossary

Worksheets: Managing Your Money

Managing your money: Tools and tips to help you meet your goals
Participant handbook: Full package
Worksheet 1 - Your money goals
Worksheet 2 - Tracking your regular income
Worksheet 3 - Tracking your spending
Worksheet 4 - Tracking your bills
Worksheet 5 - Monthly budgeting
Worksheet 6 - Setting a savings goal
Worksheet 7 - Preparing for tax filing

Module 1: Notre relation avec l’argent

Manuel du participant – Trousse complète
Feuille d’activité 1-1 Trouvez quelau'un qui...
Feuille d’activité 1-2 L'argent c'est ...
Feuille d’activité 1-3 Messages relatifs à l’argent
Feuille d’activité 1-4 Imaginez un peu
Feuille d’activité 1-5 Évaluer vos connaissances financières
Document 1-6 Comment établir des objectifs INTELLIGENTS
Feuille d’activité 1-7 Établissement d’objectifs

Module 2: Revenus et impôts

Manuel du participant – Trousse complète
Lecture du relevé de paie – instructions et documents
Feuille d’activité 2-1 Lire le relevé de paie de Jeanne (questionnaire) 
Document 2-2 Lire un relevé de paie
Document 2-3 La déclaration de revenus
Feuille d’activité 2-4 Le cas de Maria et Fernando
Feuille d’activité 2-5 Établissement d’objectifs
Document 2-6 Ressources
Document 2-7 Glossaire

Module 3: L’établissement du budget

Manuel du participant – Trousse complète
Feuille d’activité 3-1 Le mot qui commence par un « B » – budget
Feuille d’activité 3-2 Sources de revenus
Feuille d’activité 3-3 Catégories de dépenses
Feuille d’activité 3-4 Scénarios de budget
Feuille d’activité 3-5 Feuille de travail pour le budget mensuel
Feuille d’activité 3-6 Prépaation de votre budget
Document 3-7 Les stratégies budgétaires
Document 3-8 Conseils budgétaires
Document 3-9 Tenue des dossiers financiers
Feuille d’activité 3-10 Établissement d’objectifs
Document 3-11 Ressources
Document 3-12 Glossaire

Module 4: Services banquiers et financiers

Manuel du participant – Trousse complète
Document 4-1 Banques et caisses populaires ou coopératives de crédit
Document 4-2 Assurance-dépôts dans les caisses populaires ou coopératives de crédit selon les provinces
Feuille d’activité 4-3 Questionnaire sur les banques et les services bancaires
Document 4-4 Comptes et services bancaires
Document 4-5 Choisir une banque et un compte
Document 4-6 Ouverture d’un compte de banque
Document 4-7 Quels sont mes droits ?
Document 4-8 Services financiers parallèles
Feuille d’activité 4-9 Comparaison des services financiers parallèles avec les services bancaires classiques
Feuille d’activité 4-10 Établissement d’objectifs
Document 4-11 Ressources
Document 4-12 Glossaire

Module 5: L’épargne

Manuel du participant – Trousse complète
Feuille d’activité 5-1 Établissement d’objectifs d’épargne 
Feuille d’activité 5-2 Besoins et désirs
Feuille d’activité 5-3 Trouver l’argent
Document 5-4 Intérêt composé
Feuille d’activité 5-5 Bill et Bob
Document 5-6 Outils d’épargne (notions de base)
Document 5-7 Outils d’épargne (notions détaillées)
Feuille d’activité 5-8 Questionnaire sur les outils d’épargne
Feuille d’activité 5-9 Établissement d’objectifs
Document 5-10 Resources
Document 5-11 Glossaire

Module 6: Les notions de base du crédit

Manuel du participant – Trousse complète
Document 6-1 Les types de crédit
Document 6-2 Caractéristiques de la carte de crédit
Document 6-3 Le coût du crédit
Document 6-4 Gérer le crédit
Feuille d’activité 6-5 Établissement d’objectifs
Document 6-6 Ressources
Document 6-7 Glossary

Module 7: La cote de crédit

Manuel du participant – Trousse complète
Document 7-1 Les bureaux de crédit
Document 7-2 Les dossiers de crédit
Document 7-3 Exemple d’un dossier de crédit d’Equifax
Document 7-4 La lecture d’un dossier de crédit
Document 7-5 Les pointages de crédit
Feuille d’activité 7-6 Equifax demande de mon historique de crédit
Feuille d’activité 7-7 TransUnion formulaire de demande de fiche de crédit
Document 7-8 Corriger les erreurs communes inscrites sur les dossiers de crédit
Feuille d’activité 7-9 Les scénarios sur le pointage de crédit
Document 7-10 Façons d’améliorer votre pointage de crédit
Feuille d’activité 7-11 Établissement d’objectifs
Document 7-12 Resources
Document 7-13 Glossary

Module 8: L’endettement

Manuel du participant – Trousse complète
Feuille d’activité 8-1 Quel montant faut-il éviter de dépasser?
Feuille d’activité 8-2 À faire et à éviter
Feuille d’activité 8-3 L’échelle des options de remboursement des dettes
Document 8-4 Les étapes pour rembourser des dettes
Document 8-5 Traiter avec les créanciers
Document 8-6 Règles en matière de recouvrement
Feuille d’activité 8-7 Jeu de rôles en recouvrement
Feuille d’activité 8-8 Établissement d’objectifs
Document 8-9 Ressources
Document 8-10 Glossaire

Module 9: Le consommateur averti

Manuel du participant – Trousse complète
Feuille d’activité 9-1Questionnaire du consommateur
Document 9-2 Techniques de publicité et tactiques de vente
Document 9-3 Conseils pour magasiner de manière intelligente
Feuille d’activité 9-4 Trouver la meilleure aubaine
Handout 9-5 Information sur le téléphone cellulaire
Feuille d’activité 9-6 Liste de vérification du téléphone cellulaire
Document 9-7 Les fraudes et les arnaques communes
Document 9-8 Gérer des problèmes de consommation
Feuille d’activité 9-9 Lettre de plainte
Feuille d’activité 9-10 Évaluez vos connaissances financières, partie 2
Feuille d’activité 9-11 Établissement d’objectifs
Document 9-12 Ressources
Document 9-13 Glossaire

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8 : Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting

Module 1: Exploring Your Relationship With Money

Activity Sheet 1-1 "Find someone who ..."
Activity Sheet 1-2 "Money is ..."
Activity Sheet 1-3 Money messages
Activity Sheet 1-4 Just imagine
Activity Sheet 1-5 Rate your financial knowledge
Activity Sheet 1-7 Goal-setting

Module 2: Incomes & Taxes

Activity Sheet 2-1 Reading a pay stub quiz
Activity Sheet 2-4 Maria's story
Activity Sheet 2-5 Goal-setting

Module 3: Budgeting

Activity Sheet 3-1 The 'B' word-budget
Activity Sheet 3-2 Income sources
Activity Sheet 3-3 Expense categories
Activity Sheet 3-4 Budgeting scenarios
Activity Sheet 3-5 Monthly budget worksheet
Activity Sheet 3-6 Making your own budget
Activity Sheet 3-10 Goal-setting

Module 4: Banking and Financial Services

Activity Sheet 4-3 Banks and banking services quiz
Activity Sheet 4-9 Comparing alternative financial services to banking services
Activity Sheet 4-10 Goal-setting

Module 5: Saving

Activity Sheet 5-1 Setting savings goals
Activity Sheet 5-2 Needs and wants
Activity Sheet 5-3 Finding money
Activity Sheet 5-5 Bill and Bob
Activity Sheet 5-8 Savings tools quiz
Activity Sheet 5-9 Goal-setting

Module 6: Credit Basics

Activity Sheet 6-5 Goal-setting

Module 7: Credit Reporting

Activity Sheet 7-9 Credit score scenarios
Activity Sheet 7-11 Goal-setting

Module 8: Debt

Activity Sheet 8-1 How much is TOO much
Activity Sheet 8-2 Debt do's and don'ts
Activity Sheet 8-3 Ladder of debt repayment options
Activity Sheet 8-7 Collection role play
Activity Sheet 8-8 Goal-setting

Module 9: Consumerism

Activity Sheet 9-1Consumer quiz
Activity Sheet 9-4 Find a better deal
Activity Sheet 9-6 Cell phone checklist
Activity Sheet 9-9 Complaint letter
Activity Sheet 9-10 Rate your financial knowledge, part 2
Activity Sheet 9-11 Goal-setting