How We Work

Prosper Canada’s Financial Empowerment approach is based on an integrated set of interventions proven to measurably improve financial inclusion, opportunities, behaviour and outcomes for people living in poverty.

To make these solutions both widely available and sustainable, we don’t create new standalone programs. Instead, we work with governments, businesses, and community organizations to build these interventions into the services they already deliver in ways that:

Are sustainable
Help them achieve their organizational goals
Tangibly increase the financial well-being of the low-income people they serve.

We do this by:

Providing ‘backbone’ services for Canada’s financial empowerment field

Fostering shared vision and strategies
Working with stakeholders to align activities and resources for greater impact
Supporting the development of common evaluation metrics and standards
Generating and sharing new knowledge on best practices and effective policy.

Developing innovative programs, tools and resources

Developing and testing new financial empowerment programs and interventions
Creating and disseminating tailored financial curriculum, content, and tools
Building and sharing comprehensive program toolkits with evaluation frameworks
Developing online financial tools and calculators for low-income Canadians.

Building the capacity of public, private and non-profit partners

Providing quality training, education and support
Developing customized programs, products and services for their clients
Providing technical assistance to integrate new interventions into existing services
Supporting and animating communities of practice.

Our approach is designed to scale proven financial empowerment approaches sustainably by:

Leveraging existing service systems and resources
Making effective use of behavioural design and technology
Offering affordable training and technical assistance
Making program tools and resources freely available
Encouraging supportive public and institutional policies and regulation.