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Resilient Futures

Resilient Futures: Building financial well-being for everyone

Resilient Futures is a four-year, $60 million national project led by Prosper Canada and funded by the Government of Canada through the Social Development Partnerships Program – Children and Families. Its purpose is simple and urgent: make sure people with low and modest incomes can get access to free, high-quality financial help services in the communities where they live.

Through Resilient Futures, Prosper Canada is investing $48.2 million in 97 community organizations across every province and territory. These front-line partners will expand access to year-round tax filing, benefits assistance, and one-on-one financial coaching so more people can build stability, reduce stress, and move forward with confidence.

Resilient Futures is focused on people who face the greatest barriers to financial security. Our partners bring deep experience working with Indigenous Peoples, including First Nations, Inuit, and Métis, members of Black communities and people living with disabilities.

In addition to this funding, Prosper Canada has committed to an additional $12 million in funding.

Why Resilient Futures, and why now?

More people in Canada are struggling with the rising cost of living, and for those with low and modest incomes, even a small setback can have lasting effects. Many can’t get the support they need from mainstream financial services. That’s where trusted community organizations step in—meeting growing demand for free, non-judgmental financial support.

Our Resilient Futures community partners will:

  • Reach 1 million people

  • Help connect them to an estimated $2 billion in new income through benefits and tax refunds

That’s an average of about $2,000–$3,600 per person—money that can help pay rent, cover groceries, reduce debt, and create a small buffer for the future.

    “The Resilient Futures project is about ensuring every Canadian, no matter where they live or what barriers they face, has access to the financial tools, supports, and opportunities they need to build brighter futures. This is an exciting step forward in reaching communities across the country with tailored, effective financial empowerment supports.”  

    Liz Mulholland, CEO, Prosper Canada  

How the project works

Prosper Canada supports Resilient Futures partners by:

  • Providing orientation and strengthening their capacity
  • Facilitating connections across a national community of practice
  • Expanding reach into priority population communities
  • Coordinating the flow of funding needed to deliver high-quality support

Where Resilient Futures is working

Resilient Futures partners include both regional hubs and local partners across Canada, as well as national organizations with multi-jurisdictional reach. Together, they form a coast-to-coast-to-coast network of financial help services.

Our 97 community partners are located in:

  • Yukon

    1. Yukon Literacy Coalition 

  • Nunavut

    2. Kivalliq Inuit Association

    3. Pinnguaq Association (Operating as Ampere)

  • British Columbia

    4. Canadian Mental Health Association Kamloops Branch

    5. Disability Alliance BC

    6. Family Services of Greater Vancouver

    7. Launch Financial Education Society

    8. YWCA Metro Vancouver

    9. YMCA-YWCA of Vancouver Island

  • Alberta

    10. A Synergy A Prosperity (ASAP)

    11. Bissell Centre

    12. Bow Valley College

    13. Calgary Chinese Elderly Citizens Association

    14. Calgary Immigrant Women's Association

    15. Calgary John Howard Society

    16. Carya Society of Calgary

    17. Center for Newcomers

    18. Connections For Families

    19. Discovery House Family Violence Prevention Society

    20. Distress Center/Safe Communities Opportunity and Resource Centre (SORCe)

    21. Elizabeth Fry Society of Northern Alberta

    22. Hull Services

    23. Immigrant Services Calgary

    24. Jewish Family Services Calgary

    25. Kindred Connections Society

    26. Momentum

    27. Norwood Child and Family Resource Centre (Norwood Centre)

    28. Rise Calgary

    29. The Immigrant Education Society

    30. Trellis Society

    31. Unison at Kerby Centre

    32. United Way Alberta Capital Region

    33. United Way Calgary and Area

    34. Women's Center of Calgary

    35. YWCA Calgary

  • Saskatchewan

    36. Foundations Learning and Skills Saskatchewan

    37. YWCA Prince Albert

    38. YWCA Regina

  • Manitoba

    39. 1JustCity

    40. African Communities of Manitoba Inc. (ACOMI)

    41. Canadian Multicultural Disability Centre Inc.

    42. Canadian Muslim Women's Institute

    43. Community Financial Counselling Services Inc. (CFCS)

    44. Immigrant and Refugee Community Organization of Manitoba Inc.

    45. Manitoba Possible

    46. New Journey Housing

    47. SEED Winnipeg

  • Ontario

    48. Agincourt Community Services Association (ACSA)

    49. Albion Neighbourhood Services

    50. Ase Community Foundation for Black Canadians with Disabilities

    51. Canadian National Institute for the Blind, CNIB

    52. Case Community Services

    53. Centre d'education financiere EBO

    54. Centre for Immigrant and Community Services

    55. Dixie Bloor Neighbourhood Centre

    56. Family Services Windsor-Essex

    57. Hope House Guelph

    58. Jane/Finch Centre

    59. Kenora Chiefs Advisory

    60. North York Community House

    61. Riverdale Immigrant Women's Centre

    62. Roots Community Services Inc.

    63. Sudbury Community Service Centre

    64. The 519

    65. Thunder Bay Counselling Centre

    66. The Working Centre

    67. WoodGreen Community Services

    68. West Neighbourhood House

    69. YWCA Canada

    70. YWCA Cambridge

    71. YWCA Hamilton

    72. YWCA Niagara Region

  • Quebec

    73. ACEF de l'île-Jésu

    74. ACEF du Grand-Portage

    75. ACEF du Sud-Ouest de Montréal

    76. ACEF de l'Est de Montréal

    77. ACEF du Nord de Montréal

    78. ACEF Estrie

    79. ACEF Lanaudière

    80. ACEF Montérégie-Est

    81. ACEF Rive-Sud

    82. Association Coopérative d'Économie Familiale - Appalaches Beauce Etchemins

    83. Centre d’intervention budgétaire et sociale de la Mauricie

    84. Code F Santé financière pour tous!

    85. Conseil Communautaire Notre-Dame-de-Grâce

    86. Espace Finances

    87. Finautonome

    88. Service d’aide au consommateur (SAC)

    89. YWCA Montreal (Y des femmes de Montréal)

    90. Union des consommateurs

  • Newfoundland and Labrador

    91. Flat Bay Band Inc.

    92. YWCA St. John's

  • New Brunswick

    93. Kaleidoscope Social Impact

    94. YWCA Moncton

  • Nova Scotia

    95. Hope Blooms Youth Social Entrepreneurial Ventures

    96. YWCA Halifax

  • Prince Edward Island

    97. John Howard Society 

What Resilient Futures offers in communities

Resilient Futures supports front-line organizations to deliver practical, everyday financial help, including:

  • Tax-filing support
    Helping people file their taxes correctly and on time, so they don’t miss out on important benefits and credits.
  • Financial coaching and counselling
    Providing one-on-one support with budgeting, managing debt, planning ahead, and setting realistic money goals.
  • Benefits access
    Screening for and applying to federal, provincial/territorial, and local benefits that can boost incomes and reduce hardship.
  • Financial education
    Offering practical group workshops on key money topics such as budgeting, banking, credit, debt, saving, and goal-setting, —designed specifically for people living on low and moderate incomes.

Our Resilient Futures Advisory Committee

The Resilient Futures Advisory Committee is a group of community, equity, and financial empowerment leaders who are helping Prosper Canada guide funding decisions and shape this national initiative so it truly supports the financial well-being of people with low incomes across the country.

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