Skip to main contentPasser au contenu principal

Consumer debt in Canada

2019 - 2020
Over the past 30 years, Canadian household debt has steadily risen. More than a quarter of Canadian households’ debt is non-mortgage consumer debt and there is little understanding of what this means for low and moderate-income households. Through the seven-month research project, Consumer Debt in Canada, Prosper Canada will: 
  • Describe the consumer debt landscape, particularly how it affects those living on low and moderate incomes;
  • Identify critical gaps in existing research about the conditions under which consumer debt becomes a source of financial insecurity, and who faces the greatest risks; and
  • Identify policies and regulations that particularly exacerbate or help mitigate consumer debt for low to moderate-income earners.
This project is funded by Capital One Bank. For more information about the project, please contact