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We are bombarded daily with advertisements to buy newer phones, faster computers, fancier cars, and trendier clothes. We're told that we have to have the newest of eveything in order to keep up with our peers or we risk not being accepted by them. It's not fair or smart, but it's the reality we live in.

During the holiday season, it is easy to let your spending go overboard since there is more pressure to spend money. However, it is possible to get into the holiday spirit without getting into debt. We have six tips for smart holiday shopping to keep your spending on track.